Umbrella Coverage Information
You have worked hard to build your current financial state. An umbrella policy provides $1 million or more of liability protection in addition to your other personal insurance policies' liability limits. In the event of a large loss this policy may protect you if:
You cause a severe auto accident
Non family members are injured in your home due to slip & fall, fire, etc.
Non family members are injured in a serious accident involving a boat you own, rent, or operate
It is unpleasant to think of such unfortunate events, yet the reality is that the chance of such a loss is always present. Will your current insurance suffice or will an Umbrella Policy be needed to cover a catastrophe?